About Conventional Loans
Conventional loans are mortgages offered by private lenders and are not insured or guaranteed by a government agency such as the FHA or VA. They may be either conforming or non-conforming, depending on whether they meet Fannie Mae and Freddie Mac lending guidelines.
With competitive rates, flexible loan terms, and a variety of down payment options, conventional loans are an excellent choice for qualified borrowers looking to purchase a primary residence, second home, or investment property.
How Conventional Loans Help You
Conventional loans provide flexible financing with competitive mortgage terms, making homeownership more affordable for qualified borrowers.
- Competitive Interest Rates
- Flexible Down Payment Options
- Fixed or Adjustable Rate Choices
- Ideal for Primary, Second & Investment Homes
Key Benefits
Conventional loans offer affordable financing, flexible repayment options, and fewer restrictions for borrowers who meet lending requirements.
Low Mortgage Rates
Enjoy competitive interest rates that can reduce your monthly mortgage payments.
Flexible Loan Options
Choose fixed-rate or adjustable-rate mortgages based on your financial goals.
Greater Buying Power
Finance primary residences, vacation homes, or investment properties with confidence.